Southeast Banking Dispatch · United Community Bank Edition
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United Community Bank Member Login

United Community Bank Member Login — Personal Customer Sign In

The United Community Bank member login is the personal customer sign in at ucbi.com. Some customers search for a United Community credit union login, but United Community Bank is a Member FDIC bank; the sign in below is the same for every personal account in Georgia, South Carolina, North Carolina, Tennessee, Alabama and Florida.

By Rachel Whitfield · Southeast Regional Banking Editor · Updated Sep 8, 2026

United Community Bank Member Login Enroll in Online Banking
Member FDICGreenville, SC headquarters200+ offices in 6 statesNYSE: UCB
· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950
$28B+Total Assets
200+Offices in 6 States
1950Founded
FDICMember FDIC

United Community Bank Member Login Essentials

🔑

Where to Sign In

The United Community Bank member login box is in the top-right corner of ucbi.com. Only enter your Login ID on ucbi.com or in the official United Community Bank Mobile App.

👤

Login ID Recovery

Choose Forgot Login/Unlock on the sign in screen and verify your identity; your United Community Bank Login ID is sent to the contact on file.

🔐

Password Reset

The same Forgot Login/Unlock flow lets you set a new password after a one-time passcode. Three wrong attempts lock the UCBI login.

📱

Mobile Member Login

Sign in to the United Community Bank Mobile App with your member login credentials, then turn on Face ID or fingerprint.

🔒

Trusted Devices

Register personal devices after United Community Bank member login to skip the passcode. Never register public or shared computers.

🏠

Joint Accounts

Each joint owner enrolls separately and has an individual United Community Bank member login that shows the shared accounts.

United Community Bank Login Guide

United Community Bank Member Login — Step by Step

Three steps to complete your United Community Bank member login.

1

Open ucbi.com

Find the Login box in the top-right corner (or tap LOGIN on mobile).

2

Enter Login ID and password

Type your United Community Bank Login ID and password, then Log In. Not enrolled? Choose Enroll and have your account number ready.

3

Complete verification

Enter the one-time passcode on new devices. Locked out? Use Forgot Login/Unlock or call 1-800-822-2651.

Secure UCBI Login

Protect Your United Community Bank Member Login

Simple habits for a secure member sign in.

Always start at ucbi.com; the United Community Bank login is in the top-right corner of every official page.
Look for the padlock and the exact spelling ucbi.com before typing your UCBI login ID.
Enable multi-factor authentication and register only personal devices as trusted.
Turn on login and transaction alerts after United Community Bank online banking sign in.
United Community Bank never asks for your full password by email, text or phone.
Three failed attempts lock the UCBI login; call 1-800-822-2651 to unlock rather than guessing.
United Community Bank Login Help

United Community Bank Member Login — FAQ

Common questions about the United Community Bank member login and personal account access.

Where is the United Community Bank member login page?
On ucbi.com, the login box is in the top-right corner of every page. Enter your Login ID and password to reach your United Community Bank personal accounts.
Is there a United Community credit union login?
No. United Community Bank is a Member FDIC bank, not a credit union. Searches for United Community credit union login usually mean the United Community Bank login at ucbi.com.
What is my United Community Bank Login ID?
The Login ID is the username you created at enrollment, not your account or card number. Recover it with Forgot Login/Unlock on the login screen.
How do I reset my United Community Bank member login password?
Select Forgot Login/Unlock, verify with a one-time passcode and choose a new password. If the login is locked, call Customer Support at 1-800-822-2651.
How many failed attempts lock the United Community Bank login?
Three invalid attempts lock the UCBI login. Contact Customer Support to reset it rather than continuing to guess.
Is the member login the same in the United Community Bank Mobile App?
Yes. The app uses your online banking Login ID and password; biometric sign in can be enabled after the first login.
Can two people share one United Community Bank login?
Each customer should have an individual member login. Joint owners enroll separately and see the shared accounts after their own sign in.
What appears after United Community Bank member login?
Checking, savings, money market, CDs, credit cards, mortgages and loans, plus transfers, Bill Pay, Zelle®, eStatements, alerts and card controls.
Does United Community Bank have a separate business login?
Business customers use the same ucbi.com login box with business credentials. See the login account guide.
Who can help if my United Community Bank member login still fails?
Customer Support at 1-800-822-2651, Monday to Friday 8-6 ET and Saturday 9-12 ET, or any United Community Bank office with photo ID.
Can I change my United Community Bank Login ID?
Yes, from Settings after login, or by contacting Customer Support if you cannot sign in.
United Community Bank Login in Six States

Member Login Help in Six States

In-person login help is available at every United Community Bank office.

Georgia

Where it began

Founded in Blairsville in 1950 as Union County Bank. Atlanta, Gainesville, Savannah and the North Georgia mountains use the United Community Bank login at ucbi.com.

South Carolina

Headquarters

Greenville is home to the United Center headquarters opened in 2024. Upstate, Midlands and Lowcountry customers sign in to UCBI online banking from the same portal.

North Carolina

Western NC & the Triangle

Asheville, Charlotte-area and Raleigh customers joined through the Four Oaks and Palmetto mergers; every account uses the ucbi.com login.

Tennessee

Nashville & Knoxville

The 2022 Reliant Bancorp merger brought Middle and East Tennessee customers onto United Community Bank online banking.

Alabama

Huntsville & Birmingham

Progress Bank & Trust customers became United Community Bank customers in 2022 and sign in with a UCBI login.

Florida

Orlando to South Florida

Three Shores Bancorporation (2020) and American National Bank (2025) extended the UCB bank login to Florida.

United Community Bank Online Banking

United Community Bank Members on Signing In

Personal customers describe the United Community Bank member login.

★★★★★
“Recovering my United Community Bank Login ID took one text message. I was back into online banking in two minutes.”
Elaine B.
Customer since 2010, Blairsville GA
★★★★★
“The member login on my phone with Face ID is the fastest banking sign in I have used. Same password as the website.”
Jordan P.
Customer since 2022, Charlotte NC
★★★★★
“I was locked out after three tries on a new laptop. Customer Support unlocked my UCBI login the same morning.”
Marcus L.
Customer since 2017, Knoxville TN

United Community Bank Member Login

Sign in to your United Community Bank personal account at ucbi.com.

Member Login — Sign In