Southeast Banking Dispatch · United Community Bank Edition
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United Community Bank Login · UCBI

United Community Bank Login — UCBI Online Banking Sign In

The United Community Bank login is in the top-right corner of ucbi.com. Enter your Login ID and password to sign in to United Community Bank online banking and manage checking, savings, loans, credit cards and business accounts across Georgia, South Carolina, North Carolina, Tennessee, Alabama and Florida. This independent guide covers the UCBI login, enrollment, password recovery and the mobile app.

United Community Bank Login — Sign In Enroll in Online Banking
Member FDICGreenville, SC headquarters200+ offices in 6 statesNYSE: UCB
· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950
$28B+Total Assets
200+Offices in 6 States
1950Founded
FDICMember FDIC

United Community Bank Online Banking — What You Get After Login

👤

Personal Online Banking Login

Sign in to United Community Bank online banking to view balances and 24 months of history for checking, savings, money market and CD accounts. One UCBI login covers every linked personal account.

💳

United Community Bank Credit Card Login

Personal and business credit cards issued by United Community Bank appear after online banking login. Pay the card, see rewards and lock it from the same dashboard, so no separate UCBI credit card login is needed.

💼

Business & Treasury Login

UCB business online banking adds ACH, wires, positive pay and multi-user controls. Treasury Management support: 1-866-270-6100. The business login uses the same ucbi.com sign in page.

📱

United Community Mobile App

The United Community Bank Mobile App for iPhone and Android uses your online banking Login ID. Deposit checks, send Zelle® payments, view eStatements and sign in with Face ID or fingerprint.

🏠

Mortgage & Loan Access

United Community Bank mortgage, home equity, auto and personal loans show balances, due dates and payoff quotes after login. Schedule payments from UCBI checking or an external account.

🛡

FDIC Insured Since 1950

United Community Bank is a Member FDIC institution. Deposits are insured up to $250,000 per depositor per ownership category. The holding company, United Community Banks, Inc., trades on the NYSE as UCB.

United Community Bank Login Guide

How to Log In to United Community Bank Online Banking

Complete the United Community Bank login at ucbi.com in three steps.

1

Go to ucbi.com and find Login

The United Community Bank login box sits in the top-right corner of every ucbi.com page. On a phone, tap LOGIN in the menu.

2

Enter your Login ID and password

Type the Login ID chosen during United Community Bank online banking enrollment, then your password, and select Log In.

3

Verify and manage your accounts

On a new device enter the one-time passcode. Locked after three tries? Select Forgot Login/Unlock or call United Community Bank at 1-800-822-2651.

United Community Bank Login in Six States

United Community Bank Login Across the Southeast

One ucbi.com login for customers in Georgia, South Carolina, North Carolina, Tennessee, Alabama and Florida.

Georgia

Where it began

Founded in Blairsville in 1950 as Union County Bank. Atlanta, Gainesville, Savannah and the North Georgia mountains use the United Community Bank login at ucbi.com.

South Carolina

Headquarters

Greenville is home to the United Center headquarters opened in 2024. Upstate, Midlands and Lowcountry customers sign in to UCBI online banking from the same portal.

North Carolina

Western NC & the Triangle

Asheville, Charlotte-area and Raleigh customers joined through the Four Oaks and Palmetto mergers; every account uses the ucbi.com login.

Tennessee

Nashville & Knoxville

The 2022 Reliant Bancorp merger brought Middle and East Tennessee customers onto United Community Bank online banking.

Alabama

Huntsville & Birmingham

Progress Bank & Trust customers became United Community Bank customers in 2022 and sign in with a UCBI login.

Florida

Orlando to South Florida

Three Shores Bancorporation (2020) and American National Bank (2025) extended the UCB bank login to Florida.

United Community Bank Login Help

United Community Bank Login — Frequently Asked Questions

Answers about the United Community Bank login, UCBI online banking enrollment, forgotten passwords, routing number and the mobile app.

How do I log in to United Community Bank online banking?
Go to ucbi.com and use the Login box in the top-right corner. Enter your Login ID and password and select Log In. On a new device you will enter a one-time passcode. The United Community Bank login works 24/7 from any browser and the mobile app.
What is the UCBI login?
UCBI login is shorthand for the United Community Bank login at ucbi.com. UCBI is the domain and former NASDAQ ticker of United Community Banks, Inc.; the stock now trades on the NYSE as UCB. The UCBI login, UCB bank login and United Community Bank login are the same sign in.
How do I enroll in United Community Bank online banking?
Select Enroll on ucbi.com. You need your account number (the middle set of digits on a check, excluding the routing and check numbers), your SSN and a phone or email on file. Create a Login ID and password; every linked account appears after your first United Community Bank login.
I forgot my United Community Bank password. How do I reset it?
Select Forgot Login/Unlock on the ucbi.com login screen and follow the prompts. After three invalid attempts the UCBI login locks and you must contact Customer Support at 1-800-822-2651 to reset it.
What is the United Community Bank routing number?
The United Community Bank routing number is 061112843. Use it for direct deposit, ACH transfers and domestic wires to any United Community Bank account in Georgia, South Carolina, North Carolina, Tennessee, Alabama or Florida. Details on the routing number page.
Is there a United Community Bank credit card login?
Credit cards are managed inside United Community Bank online banking. After the regular ucbi.com login, open the card from your account list to pay, view statements, redeem rewards or lock the card.
Does United Community Bank have a mobile app?
Yes. The United Community Bank Mobile App is free on the App Store and Google Play. Sign in with your online banking Login ID, then enable biometric login. The app includes mobile deposit, Zelle®, Bill Pay, card controls and alerts.
What are United Community Bank customer service hours?
Customer Support at 1-800-822-2651 (1-800-UCBANK1) is available Monday to Friday 8:00 am to 6:00 pm ET and Saturday 9:00 am to 12:00 pm ET for login help and account questions.
Is United Community Bank FDIC insured?
Yes. United Community Bank is a Member FDIC bank; deposits are insured up to $250,000 per depositor, per insured bank, per ownership category.
Where is United Community Bank headquartered?
United Community Bank is headquartered in Greenville, South Carolina, in the United Center building opened in 2024. The bank was founded in 1950 in Blairsville, Georgia, and operates more than 200 offices in six Southeastern states.
Does United Community Bank offer Zelle® and Bill Pay?
Both are included with United Community Bank online banking at no fee. Enroll in Zelle® after login with your email or U.S. mobile number, and add payees in Bill Pay for one-time or recurring payments. Pending Bill Pay items can be cancelled before processing.
Why is my United Community Bank login not working?
Check for caps lock, an outdated saved password, blocked cookies or an old app version. If the UCBI login remains locked, use Forgot Login/Unlock or call Customer Support during business hours.
Secure UCBI Login

United Community Bank Login Security Checklist

Six habits that keep your United Community Bank online banking sign in safe.

Always start at ucbi.com; the United Community Bank login is in the top-right corner of every official page.
Look for the padlock and the exact spelling ucbi.com before typing your UCBI login ID.
Enable multi-factor authentication and register only personal devices as trusted.
Turn on login and transaction alerts after United Community Bank online banking sign in.
United Community Bank never asks for your full password by email, text or phone.
Three failed attempts lock the UCBI login; call 1-800-822-2651 to unlock rather than guessing.
United Community Bank Online Banking

United Community Bank Customers on Online Banking

Feedback from UCBI online banking users across the Southeast.

★★★★★
“The United Community Bank login is simple and the app remembers my phone. Zelle payments to my landlord in Greenville clear in minutes.”
Whitney A.
Customer since 2019, Greenville SC
★★★★★
“After the Reliant merger our Nashville accounts moved to UCBI online banking with no fuss. Business login, ACH and positive pay all in one place.”
Derek M.
Business customer since 2016, Nashville TN
★★★★★
“I manage my mother’s accounts in Blairsville and mine in Atlanta from one United Community Bank login. eStatements and alerts keep everything organized.”
Carmen R.
Customer since 2012, Atlanta GA

United Community Bank Login — Sign In at ucbi.com

Sign in to United Community Bank online banking and manage accounts in all six states from one dashboard.

United Community Bank Login — Sign In