Southeast Banking Dispatch · United Community Bank Edition
United Community Bank Customer Care: 1-800-822-2651  |  Sign In →
United Community Bank Login Account

United Community Bank Login Account — Personal, Business & Credit Card Sign In

United Community Bank customers sign in to three kinds of login account at ucbi.com: personal online banking, business online banking with treasury tools, and credit card access inside either one. This page explains which United Community Bank login account to use, how to set it up and how to fix access problems.

By Rachel Whitfield · Southeast Regional Banking Editor · Updated Sep 8, 2026

Sign In to Your UCBI Login Account Enroll in Online Banking
Member FDICGreenville, SC headquarters200+ offices in 6 statesNYSE: UCB
· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950· UNITED COMMUNITY BANK LOGIN· UCBI routing number 061112843· Customer Support 1-800-UCBANK1· 200+ offices: GA, SC, NC, TN, AL, FL· $28B+ in assets· Member FDIC· Since 1950
$28B+Total Assets
200+Offices in 6 States
1950Founded
FDICMember FDIC

United Community Bank Login Account Types

👤

Personal Login Account

Individual and joint customers. Shows deposits, loans and cards with Bill Pay, Zelle® and mobile deposit after United Community Bank login.

💼

Business Login Account

Multiple users, approval limits, ACH origination, wires, remote deposit and positive pay. UCB business login uses the same ucbi.com sign in box with business credentials.

💳

United Community Bank Credit Card Login

Personal and business cards are viewed and paid inside the login account; there is no separate UCBI credit card login site.

🏦

Treasury Management

Larger companies add information reporting, lockbox and sweep services. Treasury support: 1-866-270-6100, Monday to Friday 8:30 am to 5:00 pm.

📌

User Permissions

Business administrators assign view, transfer, ACH and wire-approval rights per user after United Community Bank business login.

🛠

Login Account Troubleshooting

Locked after three attempts, new phone, expired password: the steps and FAQ below solve most United Community Bank login account issues.

United Community Bank Login Guide

Setting Up a United Community Bank Login Account

Enroll, secure and use your United Community Bank login account.

1

Choose personal or business enrollment

On ucbi.com select Enroll. Business owners request business online banking through their United Community Bank banker.

2

Complete enrollment

Provide the account number, SSN or EIN and contact details; create a Login ID and password.

3

Secure the login account

Register trusted devices, set alerts and, for business, enable dual approval on payments.

4

Sign in daily

Return to ucbi.com and log in to your United Community Bank account. Support: 1-800-822-2651.

United Community Bank Login Help

United Community Bank Login Account — FAQ

Answers about United Community Bank login account types, business users and card access.

How do I log in to my United Community Bank account?
Go to ucbi.com, use the Login box top-right, enter your Login ID and password and select Log In. Enter the one-time passcode if prompted.
Do I need separate United Community Bank login accounts for personal and business?
Yes. Personal and business online banking are separate enrollments with separate Login IDs.
How do I add a user to my UCB business login account?
Administrators sign in, open user management and assign roles and limits. United Community Bank issues the new user’s temporary credentials.
What is needed to open a United Community Bank login account?
An existing United Community Bank account, its account number, SSN or EIN and a phone or email on file.
Where is the United Community Bank credit card login?
Inside your personal or business login account at ucbi.com. Open the card from the account list to pay or view statements.
My United Community Bank login account is locked. What now?
Use Forgot Login/Unlock, or call Customer Support at 1-800-822-2651. Business users contact their administrator first.
How do I change the phone number for login passcodes?
After United Community Bank login open Settings and update contact details; otherwise call Customer Support to verify identity.
Does an unused United Community Bank login account expire?
Inactive logins may be disabled for security; contact the bank to reactivate. Deposit accounts are unaffected.
What is the United Community Bank routing number?
061112843 for ACH, direct deposit and domestic wires.
Can I open a new account inside United Community Bank online banking?
Existing customers can open additional deposit accounts online after login and see them in the same login account.
Is UCBI online banking the same as the United Community Bank login account?
Yes. UCBI online banking, UCB bank login and United Community Bank login account all refer to the ucbi.com sign in.
United Community Bank Login in Six States

Login Account Support by State

Business and personal login specialists at United Community Bank offices in six states.

Georgia

Where it began

Founded in Blairsville in 1950 as Union County Bank. Atlanta, Gainesville, Savannah and the North Georgia mountains use the United Community Bank login at ucbi.com.

South Carolina

Headquarters

Greenville is home to the United Center headquarters opened in 2024. Upstate, Midlands and Lowcountry customers sign in to UCBI online banking from the same portal.

North Carolina

Western NC & the Triangle

Asheville, Charlotte-area and Raleigh customers joined through the Four Oaks and Palmetto mergers; every account uses the ucbi.com login.

Tennessee

Nashville & Knoxville

The 2022 Reliant Bancorp merger brought Middle and East Tennessee customers onto United Community Bank online banking.

Alabama

Huntsville & Birmingham

Progress Bank & Trust customers became United Community Bank customers in 2022 and sign in with a UCBI login.

Florida

Orlando to South Florida

Three Shores Bancorporation (2020) and American National Bank (2025) extended the UCB bank login to Florida.

United Community Bank Online Banking

Customers on Their United Community Bank Login Account

Personal and business customers on managing accounts after sign in.

★★★★★
“Our church in Gainesville uses the business login account with two approvers. United Community Bank set it up quickly and the UCBI login has been dependable.”
Pastor Ray H.
Business customer since 2014, Gainesville GA
★★★★★
“I keep a personal and a business United Community Bank login account. Switching at ucbi.com takes seconds.”
Tamara J.
Customer since 2019, Columbia SC
★★★★★
“Paying my United Community Bank credit card inside the same login account is one click after sign in.”
Victor D.
Customer since 2023, Fort Lauderdale FL
Secure UCBI Login

Login Account Security

Protect personal and business United Community Bank login accounts.

Always start at ucbi.com; the United Community Bank login is in the top-right corner of every official page.
Look for the padlock and the exact spelling ucbi.com before typing your UCBI login ID.
Enable multi-factor authentication and register only personal devices as trusted.
Turn on login and transaction alerts after United Community Bank online banking sign in.
United Community Bank never asks for your full password by email, text or phone.
Three failed attempts lock the UCBI login; call 1-800-822-2651 to unlock rather than guessing.

United Community Bank Login Account

Sign in to your United Community Bank personal, business or card account at ucbi.com.

Sign In to UCBI Login Account